Shop Now, Pay Later

At VAVOOM we like to offer our customers the widest variety of payment options, and that means great ways to spread the costs of payments over several instalments. 

That's where both  and come in. If you've never heard of them before, think about them as a very clever take on traditional lay-bys. 

So how do they differ?
Zip Pay is generally used for products costing $1,000 or under. Zipmoney on the other hand is up to a limit of $6,000. 

Do I need to pay it off before getting my product? 
No, absolutely not - that is the beauty of this option. Zip Pay and Zipmoney pay us immediately, which means we ship your order out as if you had paid cash. Now that is what we call clever, isn't it?

Do I pay anything extra? 
No you don't, but we certainly do! We pay Zip Pay and Zipmoney for the convenience they provide our customers, but you don't pay a cent extra.  

Zipmoney Summary

Zipmoney is an interest-free money system. Basically it’s like a lay-by system, only you get your products ordered straight away. You can use this service for any order between $1,000 - $6,000.

Buy Now. Pay Later. Interest Free

It’s so easy to use. Simply do a quick application online and sign up. Next you can use your Zip Balance to pay for your goods. After this you can schedule your repayments to suit your lifestyle with weekly, fortnightly, monthly or once-off payments. (Minimum repayment option is $40)

Read more about Zipmoney here. 

Zip Pay Summary

ZipPay lets you make purchases now and pay later, without the need for a credit card. Once you sign up and get approved, you'll have a line of credit up to $1,000 and a shopping account. Using your account and credit line, you can make purchases which you can pay back in regular instalments.

Read more about Zip Pay here.